Ocean does not insure your furniture, belongings or decorations against theft, fire, vandalism or burst pipes. You need to take out your own contents insurance. That's why, under a special scheme arranged by Norwich Union, it's easy for you to protect your belongings.
When you take out this insurance, most of your household goods and contents will be insured in your home. The insurance also covers theft of your keys and the contents of your freezer. There is also cover for personal liability.
You can pay for this insurance in three ways :-
- Fortnightly by cash, using a swipe card at any Post Office
- Monthly by Direct Debit
- Annually by cheque, Postal Order or debit/credit card
All your home contents are covered by the policy on a 'new for old' basis, with the exception of linen and clothing, which will be replaced at their current cost, less an amount for wear and tear. When you are working out the cost of your insurance, you will need to work out how much it will cost to replace the full contents. If you under value your contents, it will mean that if you claim, you will not get the full value of your claim
Prices start from £1.52 per fortnight for £6000 of cover for the over 60's only, and from £2.01 per fortnight for £9000 of cover for all ages
For further details, and an application pack, please ring us on
01726 874450 and we'll send you one
